How to Safely Use Payment Apps

Kimberley Palmer As a frequent PayPal user, I wasn’t surprised to see a payment request on the app pop up. But when I read it, I knew something was wrong. In the message, a stranger asked me to send them $699 in order to get a “refund.” While I instantly recognized the request as a … Read more

Rekindle Your Fizzling Financial Resolutions

Dalia Ramirez Save more, spend less and pay off debt are popular New Year’s resolutions — and perhaps the ones most likely to fall by the wayside a few weeks into the year when reality sets in and expenses derail plans. But an early-in-the-year setback, like paying your health insurance deductible or the credit card … Read more

How Couples Can Team Up on Debt Repayment

Sarah Rathner Between financially helping his parents and losing income as a result of the COVID-19 pandemic, Jeremy Mazza landed into serious credit card debt. Relief came from a source he wasn’t expecting: his partner, Ginna Lambert, who had come into a small inheritance. She suggested “investing” part of her bounty in their shared future … Read more

How to Create Your Retirement Glide Path

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. In investing terms, a “glide path” describes how a mix of investments changes over time. Typically, the mix … Read more

4 Expenses for Parents to Reevaluate in 2023

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. When inflation rises, child care expenses do, too. If you’re a parent, you may be hoping to get … Read more

How to Tackle Holiday Debt in January

The investing information provided on this page is for educational purposes only. NerdWallet does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments. After years of being in debt, Rachel Kramer Bussel came to a realization: “If I don’t become proactive … Read more

How Pay Transparency May Affect Your Job Search or Next Raise

Hal M. Bundrick, CFP® Knowing if you’re being paid fairly for the work you do is a mystery shrouded in a lack of information. That may be changing, though, and pay transparency may be the catalyst. It’s a growing trend for companies to reveal what a job opening or current position pays — whether voluntarily, … Read more

Paying down your credit card debt is a good New Year’s resolution

Carrying a balance has always been costly, but it’s particularly expensive now. The average credit card interest rate in mid-December was 19.42%, the highest rate since 1992. As the Federal Reserve Board continues to raise short-term interest rates to throttle inflation, average rates could rise even higher, says Ted Rossman, credit card analyst for Bankrate.com, … Read more

Paying down your credit card debt is a good New Year’s resolution

Carrying a balance has always been costly, but it’s particularly expensive now. The average credit card interest rate in mid-December was 19.42%, the highest rate since 1992. As the Federal Reserve Board continues to raise short-term interest rates to throttle inflation, average rates could rise even higher, says Ted Rossman, credit card analyst for Bankrate.com, … Read more

Paying down your credit card debt is a good New Year’s resolution

Carrying a balance has always been costly, but it’s particularly expensive now. The average credit card interest rate in mid-December was 19.42%, the highest rate since 1992. As the Federal Reserve Board continues to raise short-term interest rates to throttle inflation, average rates could rise even higher, says Ted Rossman, credit card analyst for Bankrate.com, … Read more