What’s the Best Way for You to Start Investing?

(Javier Simon) So you want to start investing. But when you’re bombarded with a wealth of investing platforms, it might be difficult to figure out which kind is right for you. Do not worry. I’m going to help you figure out what approach to take based on your financial situation, investment goals, and risk tolerance. … Read more

Investing in This ETF Right Now Could Make You a Millionaire Retiree

(Chuck Saletta) With the market down substantially from its all-time highs, the benefits of dollar-cost averaging into a low-cost, broad-based stock index fund are becoming quite clear. By making regular investments every payday in this market, each dollar you’re investing buys that many more shares while stocks are down. That may not seem like much … Read more

Planning to Take Social Security at 62? 3 Reasons to Wait Until 70

(Adam Levine-Weinberg) A big question for Americans nearing retirement is when to file for Social Security benefits. While the US government has set full retirement age at 67 for people born in 1960 or later, Americans can choose to take a reduced Social Security benefit as early as age 62 — or wait beyond full … Read more

Planning to Take Social Security at 62? 3 Reasons to Wait Until 70

(Adam Levine-Weinberg) A big question for Americans nearing retirement is when to file for Social Security benefits. While the US government has set full retirement age at 67 for people born in 1960 or later, Americans can choose to take a reduced Social Security benefit as early as age 62 — or wait beyond full … Read more

How to Think About Risky Stocks When You’re Approaching Retirement

(Sam Swenson, CFA, CPA) Retiring into a potential recession isn’t what anyone would want, but there are ways to maintain some control over your portfolio in times of economic decline. Making some big-picture adjustments to your investments in the years leading up to retirement can pay big dividends down the line, all while creating additional … Read more

2023 Will Bring Historic Changes for Retirees on Social Security

(Katie Brockman) Social Security can go a long way toward making retirement more affordable, but with inflation continuing to surge, it’s getting harder for retirees on a fixed income to make ends meet. Fortunately, relief could be on the horizon. Next month, the Social Security Administration (SSA) will announce the cost-of-living adjustment (COLA) for 2023. … Read more

The Best Reason to Start Saving for Retirement Today

(Adam Levy) It’s common knowledge that getting started saving for retirement early will make the journey much easier. You can get by with saving much less per month if you have decades before you retire. But maybe you have financial priorities you want to take care of before you start saving, figuring you’ll be able … Read more

The Price of Winning on Wall Street

(justin pope) Stocks have seen some wild price swings over the past couple of years; sometimes it feels more like a casino than a market. Emotions can play a big role in how stocks behave day to day, even though a company’s growth and financials are what typically drive investment returns over the long term. … Read more

How Real Estate Can Secure Retirement for Business Owners

(Mike Price) Retirement planning is complicated for business owners. You can start a 401(k) plan at your company, but there are strict limits to how much can go into your portfolio. You can use money to invest in stocks outside the company, either in an IRA or a traditional brokerage account, but that’s cash that … Read more